Insights
Insights
Make Smarter Decisions For Your HOA Community
Make Smarter Decisions For Your HOA Community
Cash Flow Predictions:
Based on historical transactions and the ability to simulate future scenarios, cash flow predictions allow you to make more informed decisions.
A simpler way to view your balances:
See your combined balances and cash flow predictions in one convenient place when connecting multiple business bank accounts.
Customize your threshold:
Get alerts when we predict that your cash flow may fall below your threshold.
Homebuyer Agents use our reports to help new homebuyers assess the financial health of HOAs
“If you’re considering spending $500,000 on a condo, $50 is one of the cheapest and wisest things you can do. It just helps the buyer know what they’re getting into”
Robert Norlund, Founder & CEO, Association Reserves and AIM
“No one can be certain of … the financial health of a community, the culture of the community and the quality of management and board oversight. This would be a very beneficial report to a buyer, for a homeowners’ association as well as the members.”
Lisa Dunn, Keller Williams Pacific Estates – Long Beach
See How Your HOA Collection History Affects Lender Credit Decisioning
After submitting a Request For Loan Proposal, a communication is automatically generated and sent to the HOA for permission to use their data.
- Data is pulled directly from the bank. No loan officer handling documents means a zero chance of fraud.
- Data is intelligently analyzed and summarized.
- Reports are generated in as little as 30 seconds and delivered as a PDF.
Balance Analytics
Using 24 months of historical data, the Balance Analytic Report evaluates bank account balances to help identify risks for a lender. An aggregate view of all the accounts the customer has permissioned access to view is provided in the report. This API is compliant with the Fair Credit Reporting Act.
Cash-Flow Analytics
Cash Flow Analytics evaluates an association’s loan applicant’s cash flows to help identify risks and give insights to a lender approving a loan. A summary of all the accounts the customer has permissioned access to view is provided in a report. This API is compliant with the Fair Credit Reporting Act.
Payment Risk & Scoring
Using up to 12 months of data, the Payment Risk Score and Payment Risk Report predicts the probability that an association will experience a payment risk (NSF/Overdraft, missed recurring payment, late fee, etc.). The Score is a 2-digit ranking with four risk segments going from low to high.
More Insights!
More Insights!
To learn why HOA data is so critical throughout the stages of a mortgage loan, download our free eBook: The Importance of Home Association First-Party Data During the Mortgage Lifecycle.
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